Learn What To Do After A Disaster With Fort Lauderdale FL Insurance Broker

By Hans Gerhard


Disasters can hit unexpectedly and often cause severe damage. Homeowners and renters need to be prepared ahead of time so they know what to do in the aftermath of a storm, fire, or other disaster to minimize damage and gather necessary information to file an insurance claim promptly.

Homeowners should seek assistance right away after a disaster. A Fort Lauderdale FL insurance broker provides helpful tips on what to do after a hurricane. These guidelines can be applied to other adverse events as well.

After a disaster takes place, people involved should use social media or texting to make contact with their friends and family. Listen to updates from local officials to determine when it is safe to return home. Structures belonging to homeowners should be carefully checked for stability before the owner goes inside. Watch out for debris and power lines that are down.

Do not walk or drive through floodwater no matter how important you think it is. Six inches of water is enough to whisk away a pedestrian or carry away an automobile if the water is moving swiftly. Flood waters become extremely dangerous when power lines are down. Remember that hazardous debris or ground erosion may be a serious problem anywhere that water has accumulated because it is impossible to see under the water.

Residents should take photos of home and property damage. This information will prove especially helpful when filing a claim. Also, homeowners should do what they can to keep damage from spreading, since insurance may not cover additional damage sustained after a storm. A homeowner can, for example, cover a damaged roof with a tarp and contact a flood remediation company.

It is necessary for renters and homeowners to have sufficient insurance coverage before something happens. Renters can purchase coverage for their personal belongings, while homeowners can purchase it for both their personal belongings and their property. Those living in condos can get coverage for both personal and common loss things. Liability coverage can be purchased by all three groups. Talk to a Fort Lauderdale FL Insurance Broker about the coverage you need. They offer different types of coverage that will protect the homes and their owners in case there is a storm or disaster in the area.




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