Finding The Best Bankruptcy Lawyer Salinas

By Susan White


There are many types of lawyers in existence. However, they are not all the same. When you need to mount a strong legal defense when charged with a crime, you should only shortlist criminal defense lawyers. When you want to be declared bankrupt, on the other hand, you should only consider hiring the best bankruptcy lawyer Salinas has to offer.

There are many types of bankruptcies. Chapter 7 is the first. Both individual debtors and corporates can qualify for this chapter, which basically mandates the trustee to liquidate assets of the debtor to settle their debts. The second option is the 13th chapter, which is personal debt restructuring. Lastly, business owners or corporates can restructure their debts under chapter 11 bankruptcy. Knowing all these options will help you to make an informed decision when filing for bankruptcy.

Your credit rating will suffer when you have been declared bankrupt. Since most landlords, employers and lenders normally run credit checks, the bankruptcy entry can turn your financial life upside down. After all, your low-interest credit card may be cancelled and so on.

Once you have been declared bankrupt, your reputation may be severely tainted. For instance, if you are a business owner, clients and suppliers may shy away from doing business with you. After all, if you cannot take care of your own financial affairs, how can they trust you to take care of their needs? That is why it is always recommended you consult a competent attorney before you decide to go ahead with the petition.

The legal fees quoted by different attorneys must be considered. You are looking for the most affordable attorney, so be sure to request quotes from all the lawyers you have shortlisted. This will help you to identify the right attorney for your legal needs. Please note that there are some attorneys who normally charge a premium, but cannot match the needs of the client.

After a petition has been filed in court, a qualified trustee will be selected to oversee the whole process. While there are rules and guidelines that trustees must follow when discharging their duties, many trustees usually overstep their mandate. To ensure your rights wills not be overlooked by the trustee, be sure to have a competent trustee by your side. Your attorney will help to ensure you enjoy all the provided exemptions fully.

The amount of experience an attorney has in the industry is perhaps the most important factor of consideration when you are looking for a competent attorney. That is why you have to check the years of experience that different accountants have and compare them. The number of cases handled by an attorney should also be considered. After all, experience is often measured in a number of ways.

There are many disadvantages of becoming bankrupt, but this option also has a wide range of benefits. By weighing the pros and cons, you should be in a position to make a decision that is well-informed. Ideally, you should not rush to make a decision. What you need to do is carry out the necessary research before committing yourself.




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