Bob Jain: The Pros And Cons To Know Mobile Gift Cards

By Jason McDonald


Simply put, mobile gift cards are able to be used via smartphones. This has become a popular gift idea, mainly due to the fact that they can be drawn from a phone without any hassle. Of course, one can argue that they have downsides. The discussion of pros and cons is what we will get into today. Courtesy of Bob Jain and other minds in finance, here are the pros and cons of mobile gift cards you should be aware of.

PRO - Less physical space will be taken up. This is especially true for those that have numerous credit cards, receipts, and other such items in their wallets and pocketbooks. There's only so much space that can be used, which is where mobile gift cards shine. Instead of being crammed into a tight space, they can be easily accessed through one's smartphone. Not only does this result in freed space, according to names such as Robert Jain, but you won't have to sift through numerous cards in confusion.

CON - Each mobile gift card is different. With so many companies that offer mobile gift cards, it's safe to assume that the rules regarding said cards will vary as well. For example, while one business doesn't allow the funds to expire, another may place a restriction on the recipient in this sense. It's not a good idea to assume that the funds will remain forever. Before you purchase a mobile gift card, be mindful of the rules associated with it.

PRO - These gift cards can be brought up at any time. The main reason for this is that smartphones have become part of our lives. If we must leave the house, chances are that we will bring our phones, as they've more or less become extensions of ourselves. What this means is that you have a mobile gift card on your phone, you can easily bring it up at any time. You'll never have to fear forgetting it at home.

CON - For better or worse, opinions on mobile gift cards vary. What this means is that you can't assume that everyone will take to this gift idea in a positive way. As a matter of fact, many people view them as impersonal, almost like it was a final-minute decision. Of course, others may see it as perfect, especially if they're a fan of the retailer associated with it. Opinions vary, which is why you should be careful about purchasing gifts like this.




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