Learn Details About Hard Money Lenders Seattle

By Nancy Jackson


Those who are want to invest in the real estate needs a lot of before capital before starting their projects. It for this reason that they need the private money lenders to help them get the funds. The hard money lenders Seattle are non bank companies that loan money which is usually secured by a deed of trust and a note for the purpose of the real estate transaction.

For a good working relationship, it is necessary that new real estate investors understand the advantages and the disadvantages of operating with the private lender. Getting a good deal is always paramount but if you lack enough money to purchase the deal then operating together may be very hard. It is usually required that when you make an offer, you also place some down payments.

The primary goal of this project is to help you learn how to get capital from these institutions so that you may successfully tie up and invest into real estate projects. However, most investors find it hard to know the right people to approach for the purpose of lending funds.

There are different groups of lenders. For better understanding, we call them circles. The first circle is the primary circle which comprises of close friends and family members. These people are very reliable in funding your real estate projects because you will easily approach them and share your ideas. Besides, they know you better hence they may understand you quickly.

The main challenge here is that the friends and relatives may not have the understanding of the bad and good sides of your project. This can cause problems especially when your deal does not bear fruits. You should, therefore, understand the outcome of your project before borrowing funds from them.

The next circle is the secondary circle. It consists of friends and colleagues of your current primary circle but is usually larger than the first circle. After the primary circle, it is the second best source of raising capital because it will be receptive to listening to you provided you have been approved by your primary circle mutual contact.

In addition, the circle is a better capital pool since there are more people in this group as compared to the former circle. This will allow you to raise equity for the investment once you have locked up your dealings using the capitals from the primary circle.

Just like the primary circle, there are also some shortcomings in this group. The major one is that the new people introduced in the group may take time accept your proposals since most of them may not have more information about your dealings. This can lengthen the time for raising money. You thus need to prepare investment presentation and have special meetings with them to lure them into your deal.

Lastly, we have the third party circle. Your third party circle is made up of people who are removed from your network as you do not know them personally in any manner. It is the biggest capital pool which you can access, but it takes the longest time to change them into equity partners.




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