The Difference Between Credit Repair Firms

By Abram Vanorden


Integrity Credit Solutions is different than other credit repair companies. Many credit repair companies limit the number of letters they send out on your behalf every month. This can drastically slow down your credit repair efforts. If you have 10 negative accounts, it could take months to address all of the accounts just one time. They do this so they can drag out your process and bill you longer.

Usually credit counseling is done by profit free agencies, and you should not confuse them with profit oriented credit repair firms. The mayor difference between the two is that credit counselors will provide you with information and knowledge for do it yourself credit fix while credit repair companies will do most of the work for you, but will charge you for it.

Some of the correspondence will say the information was "deleted", remains, verified or you may receive a stall tactic. A stall tactic is when a creditor requests you provide information that you are not required providing in an effort to slow down or stop you from an increase your credit score when you fix your credit.

That's all that needs to be done for that account with that reporting agency. If the response says it has been verified, we look at the information they sent to verify the account to see if it's actual verification. It's common for a creditor to say they have verified an account without actually producing any of the required documents. They are banking on the fact that you don't know what's required and will give up, most people do.

I know this sounds complicated, but our team has this process streamlined. We do all the technical stuff for you. All you have to do is send in your responses when you receive them.

That's the difference between credit repair companies. When looking at credit repair company reviews, look to see if they are working as hard as they can to help you fix your credit and increase your credit score or are they trying to slow down your process and make more money off of you?




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