Credit Repair Charlotte NC is different than other credit repair companies. Many credit repair companies limit the number of letters they send out on your behalf every month. This can drastically slow down your credit repair efforts. If you have 10 negative accounts, it could take months to address all of the accounts just one time.
Having a physical location speaks to the company's stability and intention to provide services on a long-term basis. A company that does not provide a physical address or only has a PO Box is more likely to disappear once they have your money. Also, make sure to plug-in the company's address in a service such as Google Maps so you can see the actual building.
Some of the correspondence will say the information was "deleted", remains, verified or you may receive a stall tactic. A stall tactic is when a creditor requests you provide information that you are not required providing in an effort to slow down or stop you from an increase your credit score when you fix your credit.
Your credit score is too important to trust to someone who isn't an expert at credit repair. As a general rule, you will be better off selecting a company that has been in business for a few years. Not only will they have more experience, but there is a better chance that they will remain in business for years to come. A company's BBB profile is a good resource for seeing how long a company has been in business. If a company does not have a BBB profile, they may be too new or unknown.
One tactic they use is this: they will contact your creditors or credit bureaus and claim that the data in your credit report is inaccurate. Your creditors will naturally investigate these claims and while they are doing so, they will remove the "bad" information from your credit report. Meanwhile, you mistakenly believe that all bad credit information is removed from your report and are happy with the way things are going. What you should be wary of are credit repair companies that promise to remove any and all blemishes in your credit report; even if these blemishes are verifiable, accurate, and not obsolete. If you really do have bad credit, not even the most popular credit repair companies can do anything about it. If any such company promises to fix your credit no matter how bad it may be and especially if the information in your credit report is correct, stay away from them. Most likely, they will use unsavory or downright illegal methods to accomplish this and your personal credit will be ruined.
Having a physical location speaks to the company's stability and intention to provide services on a long-term basis. A company that does not provide a physical address or only has a PO Box is more likely to disappear once they have your money. Also, make sure to plug-in the company's address in a service such as Google Maps so you can see the actual building.
Some of the correspondence will say the information was "deleted", remains, verified or you may receive a stall tactic. A stall tactic is when a creditor requests you provide information that you are not required providing in an effort to slow down or stop you from an increase your credit score when you fix your credit.
Your credit score is too important to trust to someone who isn't an expert at credit repair. As a general rule, you will be better off selecting a company that has been in business for a few years. Not only will they have more experience, but there is a better chance that they will remain in business for years to come. A company's BBB profile is a good resource for seeing how long a company has been in business. If a company does not have a BBB profile, they may be too new or unknown.
One tactic they use is this: they will contact your creditors or credit bureaus and claim that the data in your credit report is inaccurate. Your creditors will naturally investigate these claims and while they are doing so, they will remove the "bad" information from your credit report. Meanwhile, you mistakenly believe that all bad credit information is removed from your report and are happy with the way things are going. What you should be wary of are credit repair companies that promise to remove any and all blemishes in your credit report; even if these blemishes are verifiable, accurate, and not obsolete. If you really do have bad credit, not even the most popular credit repair companies can do anything about it. If any such company promises to fix your credit no matter how bad it may be and especially if the information in your credit report is correct, stay away from them. Most likely, they will use unsavory or downright illegal methods to accomplish this and your personal credit will be ruined.
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Find out more information on how to fix your credit at Credit Repair Charlotte NC.
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