Is The ATM Wholesale Business The Right Investment For You

By Gwen Lowe


ATM machines are increasingly becoming popular anywhere in the world. Consumers prefer to use the ATM machine for their financial transactions rather than go straight to their banks. These machines will be in use for many decades to come because they save time, money and effort. If you are thinking of an easy business with minimal cost to maintain, then consider investing on ATM wholesale.

Gone are the days when ATM machines used to be just installed outside banks. Nowadays, you can find them in supermarkets, restaurants, convenience stores, pharmacies, hospitals and other places that are often visited by people. So, if you are thinking of purchasing an ATM machine and putting it somewhere, you need to find a good location with high traffic. You have to find a place that is highly visible so that people will fall in line just to use your ATM machine.

One critical question you should ask yourself if you plan on getting into the ATM business is whether you would rather own or lease one. There are many companies that offer various options such as direct purchase or lease-to-own. Keep in mind that there are also other costs every month, one of which is the high cost of maintaining these machines.

Some ATM suppliers may ask you to sign a franchise with them and you pay them a monthly fixed rate or sometimes, a percent of your total transactions. Buying an ATM machine franchise may be more expensive at the start. However, it has its own benefits, because you will get periodic maintenance, guidance on managing the business and even bookkeeping assistance. When you have a franchise agreement, you may also be given discounts for parts and services.

If you're really keen on starting this business, the first thing to do is to look for the right supplier for ATM machines. Choose a supplier that can offer you both new and pre-used machines so that you have plenty of options to choose from. Ask about the terms and conditions of the sale and inquire about the quality of post-sale services that they provide. Remember, the best supplier may not always offer you the cheapest machines, but it is someone who can add value to your investment.

Take care not to buy second hand ATM machines that are sold on internet sites. Many of these old machines do not have the capacity for password encryption, like the new ones have. You may be buying junk, so assess the machine carefully before you buy. Password encryption is important because it secures every transaction. Try to get only ATM machines that come from reputable suppliers.

Read the terms of the sale agreement carefully before you sign up. Some suppliers will make you sign contracts that are longer than necessary. Keep in mind that most agreements only go for 2-3 years. Before you sign up, observe some of the ATM machines that the supplier is selling, if they are doing well in their locations.

Whenever your ATM machine breaks down, you lose not just from the transaction fees but also your clients. Look around for at least 2-3 ATM machine suppliers before you work with one. This is just to make sure that you will be in business with a company that is reliable. Also, remember to ask the supplier for daily transaction reports and a breakdown of the initial fees, just to make sure that there are no additional hidden costs.




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