When you are having serious financial problems, your Charlotte bankruptcy attorney is there to help. You may have many questions about your situation, and perhaps the most commonly asked question from people concerns what to bring on the initial lawyer consultation. Here are some of the things you should consider.
By law, you must have an income analysis. Make certain that you have current pay stubs. You also need to have proof of income for the previous six months or so. This is not too difficult for employed individuals, but those that are self employed should bring all records to be safe.
Home owners need to have information about their property. Make sure you include all mortgage details including the amount you currently owe. You also need to find out the approximate value of your home. The best way to do this is to go online and research recent sales or contact a real estate professional.
At your initial consultation you should have info on all loans that you have incurred. You should bring along all charge card statements too. Perhaps you owe medical bills or other things. These items must be included plus pay off amounts. In fact, bring in any paperwork that you feel is important.
In order to file for legal protection you need to show your current net worth. Besides real estate, bring proof of the value of your vehicles. If you own an insurance policy with cash value, this must be included also. Do not forget to include expensive jewelry or items like recreational vehicles.
On your first visit with your Charlotte bankruptcy attorney you can ask the lawyer about anything on your mind. The better prepared you are, the more your lawyer can help you. Talk to the helpful staff at the office to make sure you have everything you need for the first visit.
By law, you must have an income analysis. Make certain that you have current pay stubs. You also need to have proof of income for the previous six months or so. This is not too difficult for employed individuals, but those that are self employed should bring all records to be safe.
Home owners need to have information about their property. Make sure you include all mortgage details including the amount you currently owe. You also need to find out the approximate value of your home. The best way to do this is to go online and research recent sales or contact a real estate professional.
At your initial consultation you should have info on all loans that you have incurred. You should bring along all charge card statements too. Perhaps you owe medical bills or other things. These items must be included plus pay off amounts. In fact, bring in any paperwork that you feel is important.
In order to file for legal protection you need to show your current net worth. Besides real estate, bring proof of the value of your vehicles. If you own an insurance policy with cash value, this must be included also. Do not forget to include expensive jewelry or items like recreational vehicles.
On your first visit with your Charlotte bankruptcy attorney you can ask the lawyer about anything on your mind. The better prepared you are, the more your lawyer can help you. Talk to the helpful staff at the office to make sure you have everything you need for the first visit.
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