Insurance matters, as Robert Jain and other names in finance can attest, even beyond what we use to protect ourselves. This is where pet insurance comes into the picture, as it is designed to protect pets in case they experience illness or suffer injuries. Pet owners would be wise to invest in this, but they may have trepidation due to the various myths that exist. The following information will shed much-needed light on the matter.
"If I have a young pet, I don't need to buy insurance." Despite the fact that it's less likely for younger animals to become ill than elder animals, this doesn't make pet insurance any less important. According to names along the lines of Bob Jain, this insurance can be used for other purposes. If an accident occurs and your pet needs medical attention, insurance can help cover the costs. To say that pet insurance isn't needed is simply untrue.
"Pet insurance doesn't offer enough coverage." The truth is that pet insurance offers more coverage than the average person realizes. Did you know that you can invest in a plan that covers everything from protection against long-term illness to breeding expenses? What this means is that a certain plan can offer as much coverage as you'd like. It's a simple matter of knowing what you'd like to spend and what you believe to be most relevant to your pet's life.
"Instead of investing in insurance, I can just save up over time." While saving money in lieu of traditional pet insurance sounds like a good idea on the surface, it can be risky. One of the reasons for this is that injuries and illnesses are unpredictable. Furthermore, you may not have enough to cover specific costs. Insurance is more of a long-term situation that will offer more protection, so don't rely on your own savings alone.
"It costs too much to buy pet insurance." This is only true if you invest in later in your pet's life. If you have a 12-year-old and you decide it's the right time to get them insured, the rates will be considerably high. This won't be the case, though, if you decide to invest ahead of time. By doing so, you'll be able to keep your pet covered without breaking the bank in the process. In other words, this is a win-win situation.
"If I have a young pet, I don't need to buy insurance." Despite the fact that it's less likely for younger animals to become ill than elder animals, this doesn't make pet insurance any less important. According to names along the lines of Bob Jain, this insurance can be used for other purposes. If an accident occurs and your pet needs medical attention, insurance can help cover the costs. To say that pet insurance isn't needed is simply untrue.
"Pet insurance doesn't offer enough coverage." The truth is that pet insurance offers more coverage than the average person realizes. Did you know that you can invest in a plan that covers everything from protection against long-term illness to breeding expenses? What this means is that a certain plan can offer as much coverage as you'd like. It's a simple matter of knowing what you'd like to spend and what you believe to be most relevant to your pet's life.
"Instead of investing in insurance, I can just save up over time." While saving money in lieu of traditional pet insurance sounds like a good idea on the surface, it can be risky. One of the reasons for this is that injuries and illnesses are unpredictable. Furthermore, you may not have enough to cover specific costs. Insurance is more of a long-term situation that will offer more protection, so don't rely on your own savings alone.
"It costs too much to buy pet insurance." This is only true if you invest in later in your pet's life. If you have a 12-year-old and you decide it's the right time to get them insured, the rates will be considerably high. This won't be the case, though, if you decide to invest ahead of time. By doing so, you'll be able to keep your pet covered without breaking the bank in the process. In other words, this is a win-win situation.
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To learn more regarding insurance in general, please consult Bobby Jain.. Free reprint available from: Robert Jain: The Most Commonly Spread Pet Insurance Myths.
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